The Wallet Card includes telephone numbers in case of an emergency or if an extension is required.
The Wallet Card and Manulife Financial Travel Insurance policy should be kept with you at all times when travelling. Read the policy with particular attention to "pre-existing medical condition" and other exclusions that apply to the coverage. In the event we are unable to process payment, coverage will not be in effect. If coverage is not arranged prior to the effective date, coverage begins on the day following Manulife's or the advisor/agent’s receipt of the executed confirmation form and payment. Covers non-refundable and non-transferable prepaid travel expenses if you have to cancel your trip due to unexpected or unforeseen. If you are submitting a paper application, make sure it is signed and dated prior to the effective date. If you cancel for any reason and decide not to travel, to be eligible for reimbursement you must have purchased your policy within 72 hours of booking your. If it is medically impossible for you to call, please have someone call on your behalf. Otherwise, you will have to pay 20% of the eligible medical expenses we would normally pay under this policy. If you purchased an All-Inclusive Policy, you must call the Assistance Centre in a medical emergency and prior to any treatment. The person whose guest the insured will be during the trip has a medical emergency and is admitted to a hospital or dies. Canadian Government issues a Travel Advisory regarding the travel destination. Unexpected medical emergency or death of insured's (or insured's travel companion's) immediate family or key person. Unexpected medical emergency or death of insured (or insured's travel companion). 
Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event.Up to $3,500 per insured per trip and up to $6,000 per policy for Multi-Trip All-Inclusive Plans.Up to $3,500 per insured per trip for the Single-Trip All-Inclusive plan.Up to sum purchased per insured per trip for the Trip Cancellation & Interruption Plan when purchased separately.
Trip Cancellation & Interruption Benefits Included in All-Inclusive plans or purchased separately.
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